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Long-Term Care Insurance Benefits Payments Rise: AALTCI

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Long-term care insurance (LTCI) providers paid $11 billion in benefits to 310,000 claimants in 2019.

The American Association for Long-term Care Insurance (AALTCI) is reporting those figures in a new batch of LTCI market data.


  • A collection of AALTCI long-term care insurance statistics is available here.
  • An article about AALTCI long-term care insurance claims statistics is available here.

The total amount of LTCI benefits paid was 6.8% higher in 2019 than in 2018.

The number of claimants increased just 2.3%, to 310,000.

The average amount of benefits paid per claimant increased 4.4%, to about $35,500.

Between 2017 and 2018, the total amount of benefits paid increased 12%, the number of claimants increased 2.7%, and average benefits per claimant increased 8.6%.

In related news, AALTCI is reporting that about 7.5 million Americans appear to have either stand-alone long-term care insurance or LTCI benefits linked to life insurance policies or annuity contracts.

The typical LTCI applicant is about 57, according to AALTCI.

About 86 million U.S. residents are ages 57 and older. If all 7.5 million of the people with LTCI were in that 57-and-older age group, then the share of people in that age group with LTCI coverage would be about 8.7%.

— Read AALTCI Sees Big Variations in 2019 LTCI Premiums, on ThinkAdvisor.

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