The Independent Order of Foresters has infused the marketing effort for its non-medical life insurance policies with cannabis energy.
The Toronto-based fraternal has updated its non-medical life insurance underwriting guidelines to allow for life insurance coverage for people who make occasional or regular recreational use of marijuana.
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Foresters uses the term “non-medical life insurance” to refer to life insurance sold through an underwriting process that involves no use of in-person medical exams.
Foresters does require applicants for non-medical coverage to answer many lifestyle and medical questions, such as questions about alcohol usage and chest pain.