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Life Health > Health Insurance > Health Insurance

Average State Medicare Advantage Plan Costs for 2019

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(Related: Key Medicare Drug Plan Benchmark Price Falls)

Here’s a look at average Medicare Advantage plan amounts by state for 2019.

How We Came Up With These Averages

To create these averages, we started with the big file of 2019 Medicare Advantage plan information that the Centers for Medicare and Medicaid Services posted last week. The file, the 2019 MA Landscape Source Files spreadsheet, is available here.

The spreadsheet gives plan price information on a county-by-county basis.

For Autauga County in Alabama, for example, the database shows two plans from a unit of UnitedHealth Group Inc., two from a unit of Cigna Corp., one from Humana Inc., and one from a unit of Aetna Inc.

In an effort to try to create apples-to-apples comparisons, we used only information for local health maintenance organization plans,  local preferred provider organization (PPO), plans and regional PPO plans.

All plans included in the state averages offer Medicare Part D prescription drug coverage, and all plans included offer “enhanced alternative” drug benefits.

Alaska is missing from this data, because Medicare Advantage plans are not currently available in Alaska.

The Data

Alabama Average monthly premium: $41.39 Average annual drug deductible: $58.98 Average in-network MOOP: $5,329 Average annualized premiums + in-network MOOP: $5,826

Arizona Average monthly premium: $28.20 Average annual drug deductible: $111.04 Average in-network MOOP: $4,724 Average annualized premiums + in-network MOOP: $5,062

Arkansas Average monthly premium: $25.26 Average annual drug deductible: $125.75 Average in-network MOOP: $6,235 Average annualized premiums + in-network MOOP: $6,538

California Average monthly premium: $29.24 Average annual drug deductible: $99.55 Average in-network MOOP: $4,371 Average annualized premiums + in-network MOOP: $4,722

Colorado Average monthly premium: $36.68 Average annual drug deductible: $107.79 Average in-network MOOP: $5,232 Average annualized premiums + in-network MOOP: $5,672

Connecticut Average monthly premium: $49.94 Average annual drug deductible: $166.30 Average in-network MOOP: $5,991 Average annualized premiums + in-network MOOP: $6,590

Delaware Average monthly premium: $33.63 Average annual drug deductible: $127.50 Average in-network MOOP: $6,188 Average annualized premiums + in-network MOOP: $6,591

District of Columbia Average monthly premium: $59.33 Average annual drug deductible: $138.33 Average in-network MOOP: $6,500 Average annualized premiums + in-network MOOP: $7,212

Florida Average monthly premium: $13.80 Average annual drug deductible: $125.44 Average in-network MOOP: $5,358 Average annualized premiums + in-network MOOP: $5,524

Georgia Average monthly premium: $26.14 Average annual drug deductible: $179.56 Average in-network MOOP: $6,404 Average annualized premiums + in-network MOOP: $6,718

Hawaii Average monthly premium: $71.59 Average annual drug deductible: $207.22 Average in-network MOOP: $5,437 Average annualized premiums + in-network MOOP: $6,296

Idaho Average monthly premium: $60.44 Average annual drug deductible: $126.14 Average in-network MOOP: $6,101 Average annualized premiums + in-network MOOP: $6,827

Illinois Average monthly premium: $54.76 Average annual drug deductible: $36.28 Average in-network MOOP: $4,896 Average annualized premiums + in-network MOOP: $5,553

Indiana Average monthly premium: $33.85 Average annual drug deductible: $139.06 Average in-network MOOP: $5,568 Average annualized premiums + in-network MOOP: $5,974

Iowa Average monthly premium: $16.91 Average annual drug deductible: $93.95 Average in-network MOOP: $4,505 Average annualized premiums + in-network MOOP: $4,708

Kansas Average monthly premium: $24.38 Average annual drug deductible: $48.26 Average in-network MOOP: $5,637 Average annualized premiums + in-network MOOP: $5,929

Kentucky Average monthly premium: $41.10 Average annual drug deductible: $86.60 Average in-network MOOP: $6,031 Average annualized premiums + in-network MOOP: $6,525

Louisiana Average monthly premium: $44.02 Average annual drug deductible: $162.28 Average in-network MOOP: $5,907 Average annualized premiums + in-network MOOP: $6,435

Maine Average monthly premium: $34.58 Average annual drug deductible: $151.19 Average in-network MOOP: $5,902 Average annualized premiums + in-network MOOP: $6,317

Maryland Average monthly premium: $65.42 Average annual drug deductible: $168.46 Average in-network MOOP: $6,337 Average annualized premiums + in-network MOOP: $7,122

Massachusetts Average monthly premium: $83.18 Average annual drug deductible: $238.16 Average in-network MOOP: $5,006 Average annualized premiums + in-network MOOP: $6,004

Michigan Average monthly premium: $87.09 Average annual drug deductible: $88.74 Average in-network MOOP: $4,588 Average annualized premiums + in-network MOOP: $5,633

Minnesota Average monthly premium: $115.90 Average annual drug deductible: $284.67 Average in-network MOOP: $4,361 Average annualized premiums + in-network MOOP: $5,752

Mississippi Average monthly premium: $42.31 Average annual drug deductible: $300.52 Average in-network MOOP: $6,610 Average annualized premiums + in-network MOOP: $7,117

Missouri Average monthly premium: $26.32 Average annual drug deductible: $61.68 Average in-network MOOP: $5,155 Average annualized premiums + in-network MOOP: $5,471

Montana Average monthly premium: $55.32 Average annual drug deductible: $356.27 Average in-network MOOP: $5,657 Average annualized premiums + in-network MOOP: $6,321

Nebraska Average monthly premium: $18.32 Average annual drug deductible: $122.46 Average in-network MOOP: $5,408 Average annualized premiums + in-network MOOP: $5,628

Nevada Average monthly premium: $45.46 Average annual drug deductible: $97.78 Average in-network MOOP: $3,992 Average annualized premiums + in-network MOOP: $4,538

New Hampshire Average monthly premium: $43.83 Average annual drug deductible: $196.30 Average in-network MOOP: $6,194 Average annualized premiums + in-network MOOP: $6,720

New Jersey Average monthly premium: $36.76 Average annual drug deductible: $189.90 Average in-network MOOP: $6,461 Average annualized premiums + in-network MOOP: $6,902

New Mexico Average monthly premium: $22.94 Average annual drug deductible: $205.56 Average in-network MOOP: $5,193 Average annualized premiums + in-network MOOP: $5,469

New York Average monthly premium: $55.52 Average annual drug deductible: $160.14 Average in-network MOOP: $6,291 Average annualized premiums + in-network MOOP: $6,957

North Carolina Average monthly premium: $39.76 Average annual drug deductible: $173.76 Average in-network MOOP: $5,794 Average annualized premiums + in-network MOOP: $6,271

North Dakota Average monthly premium: $63.67 Average annual drug deductible: $316.67 Average in-network MOOP: $5,200 Average annualized premiums + in-network MOOP: $5,964

Ohio Average monthly premium: $58.19 Average annual drug deductible: $106.37 Average in-network MOOP: $4,833 Average annualized premiums + in-network MOOP: $5,532

Oklahoma Average monthly premium: $24.82 Average annual drug deductible: $98.85 Average in-network MOOP: $5,158 Average annualized premiums + in-network MOOP: $5,456

Oregon Average monthly premium: $94.92 Average annual drug deductible: $145.77 Average in-network MOOP: $4,715 Average annualized premiums + in-network MOOP: $5,854

Pennsylvania Average monthly premium: $69.48 Average annual drug deductible: $19.60 Average in-network MOOP: $5,856 Average annualized premiums + in-network MOOP: $6,690

Puerto Rico Average monthly premium: $15.26 Average annual drug deductible: $- Average in-network MOOP: $4,080 Average annualized premiums + in-network MOOP: $4,264

Rhode Island Average monthly premium: $64.92 Average annual drug deductible: $97.08 Average in-network MOOP: $4,554 Average annualized premiums + in-network MOOP: $5,333

South Carolina Average monthly premium: $22.20 Average annual drug deductible: $160.43 Average in-network MOOP: $6,501 Average annualized premiums + in-network MOOP: $6,767

South Dakota Average monthly premium: $53.02 Average annual drug deductible: $203.50 Average in-network MOOP: $4,521 Average annualized premiums + in-network MOOP: $5,157

Tennessee Average monthly premium: $45.73 Average annual drug deductible: $79.30 Average in-network MOOP: $5,650 Average annualized premiums + in-network MOOP: $6,199

Texas Average monthly premium: $44.76 Average annual drug deductible: $193.52 Average in-network MOOP: $5,872 Average annualized premiums + in-network MOOP: $6,409

Utah Average monthly premium: $32.25 Average annual drug deductible: $190.85 Average in-network MOOP: $5,913 Average annualized premiums + in-network MOOP: $6,300

Vermont Average monthly premium: $52.47 Average annual drug deductible: $161.67 Average in-network MOOP: $6,050 Average annualized premiums + in-network MOOP: $6,680

Virginia Average monthly premium: $37.47 Average annual drug deductible: $203.28 Average in-network MOOP: $6,009 Average annualized premiums + in-network MOOP: $6,458

Washington State Average monthly premium: $66.59 Average annual drug deductible: $122.92 Average in-network MOOP: $5,772 Average annualized premiums + in-network MOOP: $6,571

West Virginia Average monthly premium: $53.55 Average annual drug deductible: $63.79 Average in-network MOOP: $6,502 Average annualized premiums + in-network MOOP: $7,144

Wisconsin Average monthly premium: $66.07 Average annual drug deductible: $190.58 Average in-network MOOP: $4,485 Average annualized premiums + in-network MOOP: $5,278

Wyoming Average monthly premium: $45.50 Average annual drug deductible: $220.00 Average in-network MOOP: $6,700 Average annualized premiums + in-network MOOP: $7,246

AVERAGE Average monthly premium: $46.91 Average annual drug deductible: $121.29 Average in-network MOOP: $5,436 Average annualized premiums + in-network MOOP: $5,998

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NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.