A survey conducted for Putnam Investments in November found that “saving more” was respondents’ top New Year’s resolution, while “job growth” was the top choice for what those consumers would like to see happen in 2010.

“Saving more” was cited by 36% of the 1,000 American adults surveyed in November by Insight Express for Putnam as their top resolution for 2010, compared to traditional resolutions such as “exercise more”–34%–and “lose weight” –34%.

When respondents were asked what they would most like to see happen in 2010, 32% said “job growth,” leading the 18% who wished for “U.S. economic growth,” and the 14% who wished for passage of a healthcare reform bill.

As for 2010, respondents were cautiously optimistic, with 63% saying they expected stock prices to rise during the year, but 57% said they expected their fellow consumers would spend less in 2010, and only 40% expecting that the U.S. economy will be “much healthier” in 2010.

However, 52% of survey respondents said they were more hopeful about their own financial health than they were a year ago.