A few more life insurers reported earnings this week.

Independence Holding Corp., Stamford, Conn. (NYSE:IHC)
3 Q 2009 Results
NET INCOME: $1.9 million
REVENUE: $93 million
3 Q 2008 Results
NET INCOME: $8.8 million loss
REVENUE: $82 million
– Health claims were higher than IHC had expected. IHC is restructuring its medical stop-loss segment and has terminated relationships with some managing general underwriters.

American Independence Corp., New York (Nasdaq:AMIC)
3 Q 2009 Results
NET INCOME: $401,000
REVENUE: $26 million
3 Q 2008 Results
NET INCOME: $765,000
REVENUE: $30 million
– Tighter underwriting guidelines hurt medical stop-loss revenue.

Presidential Life Corp., Nyack, N.Y., (NASDAQ:PLFE)
3 Q 2009 Results
NET INCOME: $63,000
REVENUE: $60 million
3 Q 2008 Results
NET INCOME: $625,000
REVENUE: $63 million
– Revenue from sales of single-premium deferred annuities has been strong.