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Chances are good that this Credit Crisis ’08 will be one of those watershed events in the history of financial services and independent advice. It’s very possible that both will take on dramatically different forms in the years to come than we’ve seen for the past nearly three decades. How we survive this recession will determine the future of the profession, and very possibly the future of your practice as well.

Those firms that stay very much in touch with the changing needs of their clients, and flexible enough to react quickly and effectively, will undoubtedly emerge as tomorrow’s leaders.