SellingLTC.com L.L.C. has released the LTCI Financial Calculators package.
Financial professionals who sell long term care insurance can use the calculators to overcome 9 common consumer objections to buying the product, according to SellingLTC.com, Atlanta.
The calculators address questions such as how much a client needs to self insure; how quickly premium payment will be recouped if care is needed; and how premiums invested will never outperform LTC insurance.
Some of the other topics include the effects of inflation, the cost of different types of long term care in each state, the effects of elimination periods, the cost of waiting too long to buy coverage and an analysis of the guarantee-future purchase option, SellingLTC.com says.