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Fidelity Life Product To Return Premiums

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A Midwestern insurer is trying to address the concerns of consumers irked by the idea of not using their life insurance.

Fidelity Life Association, Oak Brook, Ill., says it is adding a return-of-premium rider to its Rapid Decision Term product.

Customers who buy the rider can get some or all of their premium payments back at the end of a full policy term, according to Fidelity Life.