NU Online News Service, April 28, 2004, 4:32 p.m. EDT – UnumProvident Corp., Chattanooga, Tenn., has introduced an accident insurance plan for the worksite benefits market.[@@]

Workers will own the policies themselves and pay for the coverage through payroll deduction programs, UnumProvident says.

The base plan offers benefits for workers who enter the hospital, need physical therapy or suffer the loss of sight, hearing or limbs.

Optional features include dependent benefits, accidental death benefits, a disability income rider and a sickness hospital confinement rider.