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March 02, 2004 at 07:00 PM
NU Online News Service, March 2, 2004, 4:34 p.m. EST – AIG American General, Houston, is marketing a new universal life product.[@@]
The new Elite Index UL policy lets an investor choose between a rate linked to the performance of the S&P 500 and an excess-interest crediting rate on the first anniversary after the investor buys the policy.
AIG American General, a unit of American International Group Inc., New York, is issuing the policy through American General Life Insurance Company.
Policy options include a minimum guarantee premium rider and a maturity extension rider death benefit option. The MGP rider is available with a guarantee period that extends to age 85 to 90, depending on the age at issuance, or to age 100. The age 100 guarantee offers a no-interest catch-up provision.
The UL policy has a minimum face amount of $100,000 and is approved for sale in 35 states, AIG American General says.
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