No-Lapse Guarantee Riders Redefine Cost Of Death Benefit Protection
By Michael PinkansByWhich is less expensive? Whole life, universal life, or variable universal life?For a general question like that, the answer is, "It depends," with the variable ...
September 01, 2002
SVL Product Design ObjectivesAllmerica Financial Survivorship VULLow premiums; maximum retirement income; long term values; flexibility; features; high target premiums.American General Life (AIG Inc.) Platinum Investor Survivor IIHigh target ...
September 01, 2002
Long-Term Disability Riders Can Help Make The SaleLong-Term Disability Riders Can Help Make The Sale BySelling group long-term disability plans on price alone is tough--especially when virtually every LTD plan has the ...
September 01, 2002
SUL Product Design ObjectivesAmerican General (AIG Inc.) Platinum Survivor UltraLow premium to carry; high death benefit.AmerUs Life Ultimate Survivor Series IIIFlexibility.Banner Life Survivor LifeSecondary guarantees.Canada Life Lifetime 2Secondary ...
September 01, 2002
Living Benefits Riders Get Fancy, But Could Use More FlexibilityLiving Benefits Riders Get Fancy, But Could Use More FlexibilityByIn trying to attract new life insurance sales, many companies have added various new features through ...
September 01, 2002
IT Security Loss ExposuresProperty destructionTheft, loss, alteration, or dissemination of customer or other proprietary informationDefacing of Web pages or interference with customer or other relationshipsFraud losses from improper ...
September 01, 2002
SEC Remarks Suggest UIT VictoryByWashington Life insurers appear to have won a major victory with the apparent decision by the Securities and Exchange Commission not to extend some of ...
September 01, 2002
Shared Benefit LTC Policies: Their Time Has ComeShared Benefit LTC Policies: Their Time Has ComeBySavvy consumers are asking their financial advisors a question these days. Its not "why do I need LTC ...