Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Five Questions for the Top Retirement Advisor: Ted Willer of Smith Barney
By Ed McCarthy, CFP, RICPTed Willer, Financial Advisor & Senior Investment Management Consultant; Smith Barney, Indianapolis, Ind.
May 06, 2009
Living with Dividend CutsAs widely reported, it's been a tough stretch for investors who rely heavily on dividends for their retirement income. So, how can an adviser help clients replace income that's been lost to dividend cuts? Several experts share their views.
May 06, 2009
Immediate Annuities Gain FavorDepleted investment portfolios, reduced dividend payouts, and low interest rates have created a much more challenging environment for retired income investors. Consequently, immediate annuities' guaranteed lifetime income has become more attractive.
May 01, 2009
Game ChangerIf you believe his critics, Barack Obama is an agent of socialism whose economic and social agenda includes nothing less than the goal of massively...
May 01, 2009
Confidence Builders"There may have been a loss of confidence in the American economy," said Rep. Robert Andrews (D-New Jersey), "but that doesn't translate into a loss...
May 01, 2009
Retirement News & ProductsRecent research by Cerulli Associates focuses on what the Boston-based research firm calls the "bookends" of the 401(k) market--large and mega-plans and micro- and small...
May 01, 2009
Numerology: No One WayDC Research and Practical Perspectives, two research companies headed, respectively, by Dennis Gallant and Howard Schneider, released in April their most recent findings--"Examining Best Practices...
May 01, 2009
New IRS DB Funding RulesThe Internal Revenue Service (IRS) recently issued regulatory guidance on defined benefit pension plans that provides some needed relief for DB plan sponsors. Citing the...