XYPN has become one of the most dynamic stories in wealth management. The launch of Sapphire, an SEC-registered investment advisor affiliation model for fee-only financial planners — gives planning-based advisors a new RIA option tailored to them. Unlike many industry players reliant on mergers, acquisitions or venture capital, XYPN’s record-breaking growth is entirely organic. XYPN members choose the platform because it allows them to run their practices on their own terms. They can pick and choose the support they need across technology and compliance without locking them into lengthy contracts. Members can leave at any time with 100% of their business, clients, data and brand.