Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Indexed Universal Life Report
By Roger L. BleaseThe editors of Full Disclosure periodically survey life insurers active in upper markets across a wide range of product specifications, illustrations, guaranteed minimum premiums and ...
April 13, 2008
Older Age Life Underwriting Needs New Approach, Life Conference ToldWhat is old? That depends. In 2000, the majority of life underwriters responding to an older age survey said they considered people who are age ...
April 13, 2008
Give Current Assumption UL A Second Look For Executive CompUniversal life insurance products may be divided into two primary categories: current assumption UL (CAUL) and secondary guarantee UL (SGUL). The first UL products, developed ...
April 13, 2008
Regulator: Credit Crunch Makes Principles-Based Reserving UrgentThe current credit crunch is making successful completion of principles-based reserving more urgent, regulators and proponents of PBR cautioned.Al Gross, Virginia commissioner, took the unusual ...
April 12, 2008
High Court Prepares To Hear ERISA Discretion ArgumentsThe U.S. Supreme Court could hear oral arguments concerning a group benefits administration case April 23.The court has scheduled arguments on the case, Metropolitan Life ...
April 12, 2008
Premium bonus highlights new annuitySun Life Financial announced the debut of its first bonus fixed indexed annuity, SunDex Bonus. The main feature of the annuity is the boost it gives to a policyholder's ability to save more money. Premiums under $250,000 receive a 6 percent bonus
April 12, 2008
Insurance trends to watchToo many Americans are woefully short of proper life insurance coverage, according to groups like LIMRA and the Life and Health Insurance Foundation for Education. The reasons for this lack of coverage are manifold, and financial advisors are st
April 12, 2008
UL portfolio makes debutColumbus Life Insurance Co. decided to make its introduction of universal life policies memorable by launching three products instead of just one. Under the umbrella of the UL portfolio are three products: Explorer Plus, Indexed Explorer Plus and