12 Best States to Save for a Down Payment

Slideshow July 13, 2026 at 11:58 AM
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Location can make a huge difference in how long it will take homebuyers to accumulate enough money for a down payment, according to a recent analysis by SmartAsset.

In some states, it takes two to three years longer to save for a housing down payment than it did 10 years ago, while in others, the time needed has actually fallen.