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How Working in Retirement Affects Social Security, Medicare
Expert Opinion February 19, 2026 at 04:09 PM
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What You Need To Know
- The benefits of continuing to work often outweigh any resulting financial complications.
- But there are issues to be aware of, such as the earnings test for Social Security benefits and IRMAA surcharges for Medicare.
- Pre-retirement Roth conversions can create a source of nontaxable income to draw upon during retirement.
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