Nearly Half of Retirees Are Short on Emergency Cash: Study

Analysis January 08, 2026 at 04:39 PM
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What You Need To Know

  • Only 58% of retirees have the cash to cover a year's worth of emergency spending; another 16% could get it from a retirement account, according to a CRR study.
  • The researchers suggest that retirees should set aside at least 10% of their income as emergency savings.
  • Higher-income retirees appear to spend more on emergencies, but that's not necessarily a bad thing.
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