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Most Retirees Want to Front-Load Their Spending
Expert Opinion October 16, 2025 at 01:30 PM
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What You Need To Know
- The constant real spending assumed by the 4% rule isn't what the majority of retirees prefer.
- Advisors need to help clients enjoy their savings during early retirement while protecting against inflation and other long-term risks.
- Delayed Social Security claiming can help provide an inflation-protected lifestyle safety net.
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