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A Flat Social Security Benefit Could Save the System — Or Threaten It
Commentary September 17, 2025 at 03:04 PM
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What You Need To Know
- A new Cato Institute report examines the arguments for shifting Social Security payments to a flat benefit.
- Doing so would stabilize the program’s shaky financing, but at the risk of alienating higher-earning beneficiaries.
- Planning experts say switching to a flat $1,800 monthly benefit would require a big shift in retirement planning.
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