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Are Annuity Buyers Gaming the System?
Analysis July 30, 2025 at 02:43 PM
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What You Need To Know
- While federal insurance on bank deposits is prominently displayed, protections for annuities are purposefully “shrouded.”
- An analysis finds this policy is having its intended effect of preventing annuity purchasers from gaming the system.
- Purchasing non-qualified annuities from lower-rated insurers near the state protection maximum can bolster returns.
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