Delay Social Security, Invest More or Buy an Annuity: What’s Best for Retirement Income?

What You Need To Know

• A recent analysis shows it’s possible to outperform delayed Social Security claiming — but doing so requires significant risk.
• For the typical married couple with average or better longevity, waiting to claim is generally better.
• Delayed claiming will also often beat using annuities, but income guarantees have other virtues.