Here are our picks for the 5 biggest life, health and annuity stories of 2020...

5. The arrangement that combined two well-known life insurance and financial services groups, AALU and GAMA, to form a new group, Finseca.

4. The rush to develop the technology needed to sell and underwrite life insurance entirely online, without paper.

3. The continuation of the "Great Restructuring," including efforts by American International Group Inc. and Prudential PLC to separate U.S. life and annuity operations from other company operations, and the ongoing efforts by Genworth Financial to sell its operations to China Oceanwide..

2. The effects of low, low interest rates on life insurers' earnings on their bond portfolios.

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1. The COVID-19 pandemic.

Here’s a look at what we think were the most important life, health and annuity stories of 2020, based on our own subjective reactions to the news.

— Read The Year 2020, for Agentson ThinkAdvisor.

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