Federal government analysts have published a big batch of public health insurance exchange plan enrollment data for the 2016 open enrollment period — and, possibly, hints of lingering data tracking problems at some of the state-based exchanges.
The U.S. Department of Health and Human Services (HHS) set up HealthCare.gov to run the Patient Protection and Affordable Care Act (PPACA) exchange programs in the states that were unwilling or unable to run their own PPACA exchange programs.
HHS analysts, at the Office of the Assistant Secretary for Planning and Evaluation (ASPE), show in a 2016 open enrollment report that a total of 9.6 million people selected qualified health plan (QHP) coverage through HealthCare.gov for 2016, up from 8.8 million who used HealthCare.gov to select QHP coverage for 2015.
The number of people who chose QHP coverage through state-based PPACA exchange enrollment systems rose to 3.1 million, from 2.9 million.
In the HealthCare.gov states, the percentage of exchange plan choosers who are using PPACA advance premium tax credits (APTCs) to reduce their share of the premium costs while the coverage year is still underway fell to 87 percent this year, from 85 percent last year.
The average monthly premium rose 8.8 percent, to $396 per month, and the average APTC rose 10 percent, to $290. Because the APTC rose faster than the premium, the average post-APTC monthly premium rose just 5 percent, to $106.
The ASPE report includes indications of possible enrollee tracking problems at some of the state-based exchanges.