The sales plumbing could change in 2016, but this year, insurance agents and brokers continue to operate one of the top pipes for getting health insurance out to buyers.
Analysts at Array Health, a private exchange technology vendor, give a glimpse of the current state of health insurance distribution in a report based on survey responses from 88 benefits industry players, including representatives from about 25 health insurers.
This year, 76 percent of the participating health insurers are selling health insurance through agents and brokers.
The other big pipe is the Patient Protection and Affordable Care Act (PPACA) public exchange system: 76 percent of the health insurer survey participants said their companies are selling health insurance through HealthCare.gov and its state-based sisters this year.
See also: CCIIO posts Web broker entity list