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Regulation and Compliance > State Regulation

10 ZIP codes that love PPACA exchange plans

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The public exchanges managed by the U.S. Department of Health and Human Services (HHS) have received plan selection information for 1,000 or more people in at least 1,925 ZIP code zones.

HHS has published zone-by-zone exchange plan activity for the 37 states in which HHS runs the Patient Protection and Affordable Care Act (PPACA) exchange program. The database covers the period from Nov. 15, when the 2015 open enrollment period began, through Jan. 16.

See also: PPACA open enrollment 2015: Popcorn time

The HHS-run exchanges received QHP selection information for 400,253 people for the week ending Jan. 16, up from 163,050 for the week ending Jan. 9. The overall QHP selection total at the HHS-run exchanges increased to 7.2 million. The figures include people who actively used or other channels to select 2015 coverage, and it also includes holders of 2014 QHP coverage from the HHS-run exchanges who let their coverage auto renew.

The ZIP code activity file gives information for 13,725 zones. It excludes zones in which the HHS-run exchanges have received qualified health plan (QHP) selection information for 50 or fewer people.

In the zones around the median for the plans included — around slot 6,877 — the HHS-run exchanges have received QHP selection information for 257 people.

The zones in the sixth slot up to the second slot have each generated QHP selection information for 8,000 to 9,000 people.

The top zone has produced 12,330 plan selections.

To provide a rough picture of how QHP activity is going in the HHS-run exchange states, we created a list of the 10 most active ZIP code zones — but, to make the list more entertaining, we cheated by using only one zone per state. 

If we had simply included the 10 most active zones, all of the entries would have been for zones in one state.

To learn more about we found in the zone-by-zone database, read on. 


10. Kansas: ZIP Code 66062

Community: Olathe, Kan.

Slot in the HHS zone database: 181.

See also: PPACA pollster: Oregon enrollees seem healthy

(Image: Kansas sunflower field)

Oregon - National Park Service

9. Oregon: ZIP Code 97701

Community: Bend, Ore.

Slot in the HHS zone database: 166.

See also: PPACA pollster: Oregon enrollees seem healthy

Image: The Oregon Trail (National Park Service photo)


8. Illinois: ZIP Code 60647

Community: Chicago

Slot in the HHS zone database: 163.

See also: Assurant, UnitedHealth may sell through Illinois exchange

(Image: Chicago)


7. Tennessee: ZIP Code 37013

Community: Antioch, Tenn.

Slot in the HHS zone database: 137.

See also: Tennessee to expand Medicaid as Republicans adapt to PPACA 

(Image: Nashville)


6. Pennsylvania: ZIP Code 19082

Community: Upper Darby, Pa.

Slot in the HHS zone database: 115.

See also: State elections 2014: Commissioners and ballot measures

(Image: Philadelphia. AP photo/Tom Mihalek)

Charlotte, N.C.

5. North Carolina: ZIP Code 28269

Community: Charlotte, N.C.

Slot in the HHS zone database: 76. 

See also: Boehner faces U.S. House speaker challenge by party members

Shenandoah Valley

4. Virginia: ZIP Code 22003

Community: Annandale, Va.

Slot in the HHS zone database: 66.

See also: Why Republicans think they can’t lose a showdown with Obama

Cowboy kids with pony

3. Texas: ZIP Code 77083

Community: Mission Bend, Texas

Slot in the HHS zone database: 28. 

See also: Jeb Bush to cut ties with Tenet over PPACA money

Georgia flag

2. Georgia: ZIP Code 30044

Community: Lawrenceville, Ga.

Slot in the HHS zone database: 16.

This zone is the most active QHP selection zone for the HHS-run exchanges outside of Florida. 

See also: Incoming freshmen in Congress get quick infusion of corporate cash

Dade County map

1. Florida: ZIP Code 33012

Community: Hialeah, Fla.

Slot in the HHS zone database: 1. 

The Miami area is the 800-pound gorilla of HHS-run exchange QHP markets. It dominated exchange activity last year, and it holds the 15 most active zone slots this year. Florida also has 28 of the 30 most active zones and 40 of the 50 most active zones.

Florida as a whole accounts for about 18 percent of the HHS-run exchanges’ QHP selection activity. 

See also: More PPACA exchange users get premium subsidies


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