Regulators want to know if small businesses are running to self-funding to escape the Patient Protection and Affordable Care Act.
The ERISA Working Group, an arm of the National Association of Insurance Commissioners, asked members to report any big fluctuations in the stop-loss sector in their jurisdictions. Twenty-three states replied.
Ten said they’ve seen increases in stop-loss filings, and 12 said they believe they have seen an increase in interest in use of self-funding in the small-employer market.
But “13 states indicated no significant change in the number or kinds of stop-loss filings,” the working group reported in a summary of the survey results.