Scamming Obamacare harder than you think

Insurance exchanges can relax the income verification system in the first year for individuals applying for federal financial help, but that does not mean no checks will be in place. Exchanges still have to check the applicant’s income against a federal database, which will include federal tax return information and a record of Social Security benefits. Anyone who does manage to scam the system the first year will have to pay back the difference that next April when the IRS conducts the calculation.