Members of the Regulatory Framework Task Force are wondering whether they should develop a new model law and a new model regulation that could shake up the entire group health insurance market.
The new models would deal with the provisions in the Patient Protection and Affordable Care Act of 2010 (PPACA) that affect all types of group health plans, not just small-group plans.
The task force, an arm of the Health Insurance and Managed Care Committee at the National Association of Insurance Commissioners (NAIC), is asking members of the public to comment on the idea of an all-group model development project by April 29, according to a task force meeting summary.
The NAIC has no direct ability to change states’ laws or regulations, but states often choose to use the language in the NAIC models in efforts to draft bills and regulatory proposals.
The Regulatory Framework Task Force also has created an Affordable Care Act Model Review Working Group.