The overall cost of health care in the United States by any objective measure, is substantially more expensive than in other countries. It certainly eats up a way bigger share of our GDP than in comparable nations, such as Canada, but why? One reason is because the health care system is needlessly complex, with different systems for different populations and ailments. Another is that it’s for-profit: the 80 percent mandated MLR from PPACA that health agents hate so much is still another 20 cents off of every dollar not going to actual healthcare. In the end, the fact that our health care is a business and not a benefit, is perhaps its biggest reason for why it costs what it does.