Small wonder that after a three-year fight over a 900+-page law that nobody can really agree on, let alone read from cover to cover, the people who are really affected by it most have not the slightest clue about it. The Patient Protection and Affordable Care Act requires small businesses to seriously change how they provide health care to their employees, but the vast majority of small businesses are either unaware of what is expected of them, or they mistakenly believe they are in compliance when they are not. While this has created chaos in the marketplace, it has also created a golden opportunity for health insurance agents to act as consultants rather than as policy intermediaries.

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