In retirement, retirees want to make sure all that hard work will pay off. Most retirement plans should run autonomously, but it never hurts to check in. Retirees get sidetracked with yield, but they’d be better focusing on diversification. Retirees tend to overspend in retirement, so it helps to perform regular spending assessments to make sure the budget is sustainable. Know which baskets to draw from. Minimizing taxes on withdrawals can increase the life of a retiree’s savings.