Conservative Justices Question Insurance Mandate

WASHINGTON (AP) — Sharp questioning by the Supreme Court’s conservative justices cast serious doubt Tuesday on the survival of the individual insurance requirement at the heart of President Barack Obama’s historic health care overhaul.

See also: PPACA Day 2: Justices Look at Core Issue

Arguments at the high court focused on whether the mandate for virtually every American to have insurance “is a step beyond what our cases allow,” in the words of Justice Anthony Kennedy.

But Kennedy, who is often the swing vote on cases that divide the justices along ideological lines, also said he recognized the magnitude of the nation’s health care problem and seemed to suggest that it would require a comprehensive solution.

He and Chief Justice John Roberts emerged as the seemingly pivotal votes in the court’s decision, due in June in the midst of a presidential election campaign that has focused in part on the new law. Republican candidates are strongly opposed.

Justices Antonin Scalia and Samuel Alito appeared likely to join with Justice Clarence Thomas to vote to strike down the key provision of the overhaul. The four Democratic appointees seemed ready to vote to uphold it.

The congressional requirement to buy health care insurance is the linchpin of the law’s aim to get medical insurance to an additional 30 million people, at a reasonable cost to private insurers and state governments. Virtually every American will be affected by the court’s decision on the law’s constitutionality.

Audio for Tuesday’s court argument can be found here.

See also: PPACA Oral Arguments Transcript: Day 1

The biggest issue, to which the justices returned repeatedly during two hours of arguments in a packed courtroom, was whether the government can force people to buy insurance. And if so, could other mandates — to buy broccoli, burial insurance and cellphones, for example — be far behind?

“Purchase insurance in this case, something else in the next case,” Roberts said.

“If the government can do this, what else can it not do?” Scalia asked.

Kennedy at one point said that allowing the government mandate would “change the relationship” between the government and U.S. citizens.

“Do you not have a heavy burden of justification to show authorization under the Constitution” for the individual mandate? asked Kennedy.

At another point, however, he also acknowledged the complexity of resolving the issue of paying for America’s health care needs.

“I think it is true that if most questions in life are matters of degree … the young person who is uninsured is uniquely proximately very close to affecting the rates of insurance and the costs of providing medical care in a way that is not true in other industries. That’s my concern in the case,” Kennedy said. 

Roberts also spoke about the uniqueness of health care, which almost everyone uses at some point. “Everybody is in this market, so that makes it very different than the market for cars or the other hypotheticals that you came up with, and all they’re regulating is how you pay for it,” Roberts said, paraphrasing the government’s argument.

Solicitor General Donald Verrilli Jr. sought to assure the court that the insurance mandate in the Patient Protection and Affordable Care Act that Obama signed into law two years ago is a key part of the law’s goal of reaching many of the more than 40 million people who don’t have health insurance through their employers, don’t qualify for government aid and cannot afford to buy coverage on their own.

Indeed, the law envisions that insurers will be able to accommodate older and sicker people without facing financial ruin because the insurance requirement will provide insurance companies with more premiums from healthy people to cover their increased costs of care

Paul Clement, a predecessor of Verrilli’s who is representing Florida and 25 other states in challenging the law, called the mandate “an unprecedented effort by Congress.”