It’s an important question: Are you saving enough to retire? Just as important, for couples at least, are other, seemingly smaller questions. Where do you want to live when you retire? Do you want to work? Do you want to travel? What are your goals? In their new book, The Couple’s Retirement Puzzle: 10 Must-Have Conversations for Transitioning to the Second Part of Life, Roberta K. Taylor and Dorian Mintzer guide couples through this time of transition, helping them diminish stress and take the necessary steps that precede a happy retirement. Together, couples draft a shared vision for what this next season of life will look like, something they can revisit each year to add new goals and ensure they are on track. The takeway of all this: Couples need to start talking about retirement long before they get there, and reassess as circumstances change.