Leawood, Kan.-based Creative Marketing Intl Corp. and CrailHuntly, LLC, are partnering to nationally market CrailHuntly’s 453 Commercial Loan ProgramTM, an integrated buyer-financing and seller tax-deferral program, which applies annuities‘ income tax advantages for the purchase and sale of commercial real estate and private businesses.
With the 453 CLP, independent agents and financial advisors can help their clients sell highly appreciated assets for income taxes and deal financing. The seller’s tax-liability spreads over an extended term to provide tax deferral and return stability. Rather than a traditional commercial loan, more favorable financing terms are available for the buyer, and greater revenue can be produced for each participating lender.
The 453 CLP can also alleviate common problems regarding the purchase and sale of highly appreciated assets by surmounting common seller-financing issues, reduced loan-to-value ratios, and new SBA restrictions concerning loans against goodwill.