FAQ: Med Supp and Medical Exams

An agent from Rockdale, TX asks…

Q: If a client wants to switch to a different Medicare supplement with a different insurance company, will there always be a medical exam requested?

A: No. As with regular health insurance, whether or not a physical examination will be requested will depend on the carrier. If your client is opposed to an examination, check with any potential new carriers to see if they require medical exams before you consider them. Although it is possible that a carrier could require a physical for plan switchers, experience has shown that few plans do.