Americans are feeling better about their personal finances this month than they were a year ago.

The Country Financial Security Index increased to 63.7 in August, up from 62.8 in August 2009, according to Country Financial, Bloomington, Ill.

The index is based on a national telephone survey of about 3,000 Americans.

Country Financial began publishing index figures in February 2007.

Confidence in ability to set aside money for savings or investments fell to 54%, from 57%, even though the percentage of participants who described their financial security as good or excellent rose to 39%, from 35%.

Confidence in ability to pay off debt held steady at 76%.

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