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Retirement Planning > Social Security

Agency to Study Return-to-Work Options

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The Social Security Administration (SSA) is preparing to conduct a study on efforts to help people with serious disabilities get and keep jobs.

The SSA will be starting a Benefit Offset National Demonstration to test a Social Security Disability Insurance (SSDI) return-to-work pilot program.

SSDI benefits often take years to get.

Today, Social Security beneficiaries lose SSDI benefits if they complete a trial work period and a 2-month grace period and cross a “substantial gainful activity” earnings threshold.

When the SSA conducts the demonstration project, it will see what happens when it reduces benefits by $1 for every $2 in earnings above the threshold, rather than simply cutting off benefits.

Investigators will try providing the benefit offset by itself and together with work incentives counseling, officials say


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