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Dental Insurer To Cover Adult Children

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Assurant Employee Benefits says it will extend dental coverage for adult children of an insured parent up to age 26, effective July 1.

The extension helps prevent potential gaps in coverage, the company says.

Under the change, an adult child under age 26 of a parent covered by Assurant will no longer be required to be a full-time student or claimed on the parent’s federal income tax return to be covered under the parent’s plan, according to Assurant Employee Benefits, Kansas City, Mo., a unit of Assurant Inc., New York.

The carrier made the change to “simplify things for our customers by aligning our practices with those of many health plans,” the company said.

Standalone dental plans are not included under provisions of the Patient Protection and Affordable Care Act, which generally requires health care plans to cover adult children up to age 26, starting Sept. 23, Assurant notes.

The extension of dental benefits to adult children up to age 26 applies to Assurant’s fully insured and dental health maintenance organization coverage with dependent plans, the company says.


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