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Quiz question: How do market conditions for settlements look?

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The question was: United States life settlement providers believe that, between December 2009 and January 2010, market conditions for settlements have::
a) Improved strongly
b) Improved somewhat
c) Not changed at all
d) Worsened a bit
e) Worsened dramatically

The answer is: b). Developed by Amrita Financial Inc, Oceanside, Calif., the Life Settlement Index has found that settlement providers in the U.S. believe market conditions for the business have improved modestly. Specifically, the index rose to 528 in January, from 500 a month earlier.