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United of Omaha releases new LTCI product

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AIMS Benefit Solutions has released the United LTCi Solutions product from United of Omaha. The product portfolio features a variety of products intended to meet the needs of today’s changing client. The features include:

* CASH-First(TM) Advantage- a cash benefit which provides cash on the first day of qualified need with no elimination period and which can be used on anything from family travel expenses to lost income for caregivers.

* Guaranteed Upgrade Option – Clients who elect inflation protection less than the traditional 5 percent compound can increase their inflation benefits once each policy year. (Not to exceed 5 percent.)

* Flex-Pay – Offers flexibility in how the premium is paid. Clients can choose to pay less in early policy years and more later with all premiums paid up by age 85.

* Modified Guaranteed Issue on Multi-Life Products- discounted premiums for groups as small as three employees with three underwriting classes, including Modified Guaranteed Issue with just three health questions.

For more on the United LTCi Solutions product or United of Omaha, visit