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Life Health > Life Insurance

Biological age pricing and the life insurance future

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What is “adjustable biological-age pricing?”

It is “pricing life insurance products according to one’s biological age (supplemented by well-established but simple underwriting tools if necessary),” according to actuary Chiu-Cheng Chang.

It is “simple, systematic, dynamic, more scientific and global,” Chang writes in a collection of essays what the future might hold for life insurers. The essays were posted by members of Society of Actuaries.

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