Individual and family health insurance is much cheaper and easier to get in states that permit insurers to use medical underwriting.
EHealth Inc., Mountain View, Calif., the company that runs the eHealthInsurance.com health insurance sales site, has published data on national prices, and variations in state prices, in a new report based on its own customers’ health insurance purchases.
EHealth analysts looked at data from 233,000 individual plans purchased through its site.
The average non-group health insurance premium for an individual in the United States was $161 per month in February, up just 1.1% from the February 2008 average.
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The average deductible increased 12%, to $2,326.