Close Close
Popular Financial Topics Discover relevant content from across the suite of ALM legal publications From the Industry More content from ThinkAdvisor and select sponsors Investment Advisor Issue Gallery Read digital editions of Investment Advisor Magazine Tax Facts Get clear, current, and reliable answers to pressing tax questions
Luminaries Awards
ThinkAdvisor

Life Health > Annuities > Fixed Annuities

The status of fixed annuity interest rates: November 2009

X
Your article was successfully shared with the contacts you provided.

Interest rate trends on fixed annuities

Normal Annuity Range

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

11/2/2009

70

667

0.01%

1.89%

4.07%

6.25%

14.61%

2.18%

10/5/2009

70

667

0.16%

1.94%

4.13%

6.32%

14.61%

2.19%

5/4/2009

70

738

1.75%

2.58%

4.72%

6.85%

14.61%

2.13%

11/3/2008

74

761

2.00%

3.51%

5.51%

7.51%

14.61%

2.00%

Note: Rate includes “Non-Forfeitable” first year interest bonus.

CD-type annuities: Average rates for length of guarantee period

Years

1

2

3

4

5

6

7

8

9

10

11/02/09

1.17%

1.39%

2.21%

2.51%

2.78%

2.71%

3.02%

3.22%

3.36%

3.54%

10/05/09

1.39%

1.47%

2.25%

2.57%

2.87%

2.85%

3.08%

3.32%

3.45%

3.64%

5/04/09

2.63%

2.55%

2.90%

3.27%

3.51%

3.49%

3.69%

3.97%

4.07%

4.25%

11/03/08

3.41%

3.39%

3.95%

4.38%

4.41%

4.55%

4.72%

4.92%

4.91%

5.12%

Source: Fisher Annuity Index, Dallas