Interest rate trends on fixed annuities
Normal Annuity Range |
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ALL Annuities in Index |
Number of |
Number of |
Lowest |
Low |
Average |
High |
Highest |
Standard |
11/2/2009 |
70 |
667 |
0.01% |
1.89% |
4.07% |
6.25% |
14.61% |
2.18% |
10/5/2009 |
70 |
667 |
0.16% |
1.94% |
4.13% |
6.32% |
14.61% |
2.19% |
5/4/2009 |
70 |
738 |
1.75% |
2.58% |
4.72% |
6.85% |
14.61% |
2.13% |
11/3/2008 |
74 |
761 |
2.00% |
3.51% |
5.51% |
7.51% |
14.61% |
2.00% |
Note: Rate includes “Non-Forfeitable” first year interest bonus.
CD-type annuities: Average rates for length of guarantee period
Years |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11/02/09 |
1.17% |
1.39% |
2.21% |
2.51% |
2.78% |
2.71% |
3.02% |
3.22% |
3.36% |
3.54% |
10/05/09 |
1.39% |
1.47% |
2.25% |
2.57% |
2.87% |
2.85% |
3.08% |
3.32% |
3.45% |
3.64% |
5/04/09 |
2.63% |
2.55% |
2.90% |
3.27% |
3.51% |
3.49% |
3.69% |
3.97% |
4.07% |
4.25% |
11/03/08 |
3.41% |
3.39% |
3.95% |
4.38% |
4.41% |
4.55% |
4.72% |
4.92% |
4.91% |
5.12% |
Source: Fisher Annuity Index, Dallas