An automated Individual Risk Mortality Assessment service is now available online.

SYNEV Insurance Services, Saco, Maine, says IRMA can underwrite for preferred and standard mortality using data from sources such as insurance applications, medical records, lab data, motor vehicle records and inspection reports.

IRMA is compatible with many existing business systems, including reinsurers’ systems, because it is based on Microsoft standards and stores data in structured XML files, SYNEV says.

Any applicant who appears to fall outside the standard or preferred classifications will be referred to Underwriting Solutions L.L.C., Edmond, Okla., for review by an experienced underwriter.