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Life Health > Annuities > Fixed Annuities

Fixed annuity interest rates averaging 4%: October 2009

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Interest rate trends on fixed annuities

Normal Annuity Range

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

10/5/2009

70

667

0.16%

1.94%

4.13%

6.32%

14.61%

2.19%

9/7/2009

72

670

0.16%

2.05%

4.23%

6.41%

14.61%

2.18%

4/6/2009

72

757

2.00%

2.71%

4.80%

6.89%

14.61%

2.09%

10/6/2008

75

764

2.00%

3.42%

5.39%

7.35%

14.61%

1.97%

Note: Rate includes “Non-Forfeitable” first year interest bonus.

CD-type annuities: Average rates for length of guarantee period

Years

1

2

3

4

5

6

7

8

9

10

10/05/09

1.39%

1.47%

2.25%

2.57%

2.87%

2.85%

3.08%

3.32%

3.45%

3.64%

9/07/09

1.39%

1.57%

2.41%

2.71%

3.00%

2.91%

3.19%

3.43%

3.58%

3.79%

4/06/09

2.63%

2.72%

3.07%

3.37%

3.65%

3.57%

3.75%

3.99%

4.01%

4.25%

10/06/08

3.33%

3.17%

3.87%

4.20%

4.31%

4.39%

4.56%

4.71%

4.75%

4.93%

Data as of 10/08/2009

Source: Fisher Annuity Index, Dallas, Texas


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