The Country Financial Security Index fell to 66.4 in October, down from 68.8 in October 2008.
But the index, which measures American’s feelings about their finances, has risen from 62.8 in August, according to Country Financial, Bloomington, Ill.
The latest index is based on a national telephone survey of about 3,000 Americans.
The index went up faster in October than at any time since February 2007, Country Financial says.
Other findings from the October survey: