HTH Worldwide, Radnor, Pa., has announced that its TripProtectorSM insurance plans are now available with sickness, accident and medical evacuation benefits up to $1 million and medical assistance services that include direct payment to participating doctors and hospitals in over 180 countries. Most trip protection plans on the market today limit medical benefits to $25,000 or $50,000 and require policyholders to file claims to be reimbursed for medical costs. HTH’s TripProtectorSM plans feature major medical benefits and can eliminate all out-of-pocket costs for medical care outside the United States.
HTH combines these benefits with HTH’s global medical assistance services, including Global Health and Safety databases available online and on mobile phones via HTH’s mPassportSM service:
- International physician community — over 5,500 general and specialist physicians, dentists and other health professionals in over 180 countries, each under contract with HTH and each available to address the health care needs of the global traveler.
- Medication brand name and terms translation — hundreds of commonly used medications and medical terms and phrases translated into the most widely spoken languages and brand equivalents in the most frequently visited countries
- Concierge-level international medical assistance — A 24/7, toll-free call center that assists insured members with everything from requests for doctor appointments and cashless access to managing medical emergencies.
- Emergency evacuation service — a worldwide network of contracted physician advisors as well as air ambulance operators selected for their safety records will manage and execute an exit strategy quickly and efficiently.
TripProtector and TripProtector Preferred are rated A- by A.M. Best and are currently available in 46 states.