Golden Rule Insurance Company has started selling new short-term health products in North Carolina and West Virginia, and it is selling new dental and vision products in 6 other states.
Consumers who buy the Short Term Medical Value plan or the Short Term Medical Plus plan in North Carolina or West Virginia can get coverage terms ranging from 1 month to 12 months, according to Golden Rule, Indianapolis, a unit of UnitedHealth Group Inc., Minnetonka, Minn.
Both plans offer network discounts on care before the deductible is met.
The Value version offers a choice of deductibles ranging from $250 to $5,000. The Plus version offers a tighter limit on out-of-pocket expenses along with a choice of deductibles ranging from $250 to $10,000.
Consumers can apply for the coverage online and pay for it through a monthly billing system.