Jackson National Life Insurance Company is offering a new variable annuity with an automatic bonus.

The bonus on the product, Perspective Rewards, would be either 6% or 8%, depending on the amount of initial premium payments.

Adjusted premium of $100,000 and greater will earn an 8% bonus, while adjusted premium under $100,000 will earn a 6% bonus. The 6% or 8% bonus may be available for subsequent premium payments, says Jackson, Lansing, Mich., part of Prudential P.L.C., London.