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Life Health > Annuities > Fixed Annuities

Some fixed annuity rates are almost flat-lining: September 2009

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Interest rate trends on fixed annuities

Normal Annuity Range

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

9/7/2009

72

670

0.16%

2.05%

4.23%

6.41%

14.61%

2.18%

8/10/2009

71

689

0.58%

2.15%

4.31%

6.47%

14.61%

2.16%

3/9/2009

71

752

2.15%

2.95%

5.03%

7.12%

14.61%

2.09%

9/8/2008

75

757

2.00%

3.46%

5.42%

7.37%

14.61%

1.96%

Note: Rate includes “Non-Forfeitable” first year interest bonus.

“CD” type annuities: Average rates for length of guaranteed period

Years

1

2

3

4

5

6

7

8

9

10

9/07/09

1.33%

1.57%

2.41%

2.71%

3.00%

2.91%

3.20%

3.43%

3.58%

3.79%

8/10/09

1.53%

1.73%

2.50%

2.84%

3.10%

3.13%

3.35%

3.63%

3.79%

4.05%

3/09/09

3.02%

2.79%

3.28%

3.65%

3.83%

3.81%

3.94%

4.25%

4.17%

4.36%

9/08/08

3.38%

3.24%

3.95%

4.27%

4.37%

4.50%

4.58%

4.76%

4.81%

4.97%

Data as of 9/08/2009

Source: Fisher Annuity Index, Dallas


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